Month: September 2019

My Child Support Was Cut in Half and I Need My Creditors to Work With Me So I can Afford My Payments

Question: Dear Steve, I have been a struggling single mom for over 10 years. I recently started to get child support and now my ex-husband has stopped paying half because my son turned 18 and went into the Navy. I have been using credit cards and got a personal loan to help support the kids …

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How to Read Your Personify Financial Loan Mailer

A wonderful reader received a mailer from Personify and sent it in for review. The mailer is a great educational opportunity to help you be a wiser consumer to understand the statements made. The most common statement people seem to not understand well is “pre-qualified.” An average person may assume that if you are pre-qualified …

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Punch Associates Debt Consolidation Loan Mailer Raises Questions for Me

A reader sent in a mailer they received from a company named Punch Associates that says they are located in Lafayette Colorado. – Source While there are some legitimate questions to ask if this mailer might instead lead to a consumer being offered a debt settlement program instead of a loan, issues arise. We will …

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